Is TopCashback A Scam Or Will You Really Get Cash Back?

is TopCashback a scamYou like shopping don’t you? I’m sure you do or else you wouldn’t be researching around for a site like TopCashback and wondering if it is a scam or not.

There are a lot of crazy stuff on the internet so it’s good you are doing your research and making sure you’re not getting yourself into any scams.

In my TopCashback review below, you will find out how it works, how to make more money, how this compares to other cash back sites, and if you should sign up or not.

If you like and do online shopping, this will be a great way to save you some more money.


In my review below, I will take you through:




TopCashback Logo


Program Name: TopCashback


Price: Free

Recommended?  Yes to earn cash back, but not for making money online.

TopCashback Merchants

TopCashback is a site where you can go shopping through and get some cash back from your purchases online.

It’s kind of like getting a rebate after you buy something.

This site started back in 2005 in the UK and launched in the US in 2011, they have millions of members to date and doesn’t seem to be slowing down.

TopCashback’s US site is one of the fastest growing sites so far and getting new members added everyday.

They have over 4,000+ stores to choose from at the time of this writing and they will be adding more.

Their stores include well known big companies like Groupon, Ebay, Amazon, Nike, and such but they also have many stores that are small to medium sized as well which makes them stand out from other cashback sites.

You can earn anywhere from 1% to 15% (some even up to 50% but rare) and can shop from a large selection of categories ranging from travel, food, fitness, fashion, electronics, health & beauty, sports, and so much more:

TopCashback categories


You can even get cash back buying gift cards which I thought was pretty cool.

There are many merchants on there and I think they have a huge variety that will make it worth your while to check this site out.




Here I will let you how the process works at TopCashback so you can start earning money:

  1. Sign up for a free account here.
  2. Confirm your email address that you signed up with.
  3. Start searching on their site where you want to shop at.
  4. Click on the merchant you want to shop at.
  5. Click on the “Get Cashback” button for the deal you want to shop for (each merchant can have more than one deal offered).
  6. You’ll then be redirected to the merchant’s site to shop.
  7. Complete your transaction as you usually do when shopping online.
  8. Wait for your cashback to be credited to your TopCashback account.


TopCashback How It Works


Everything is tracked back to you when you shop on the merchant’s site but you MUST START AT TOPCASHBACK’s site.

For example, do not just look at a deal on TopCashback and then start a new browser or tab to type in the merchant’s website, you must have TopCashback redirect you to the merchant’s website or else you will not get the cash back because your purchase transaction will not be tracked like that.

How long it takes to see your cashback in your TopCashback account can be a little while.  This is because merchant’s don’t reconcile their sales reports until end of the month and then they will have to pay TopCashback first then you get credited and will have a payable status.

TIP: Shop near the end of the month so you feel you can get your cashback quicker!


Ways To Cash Out & Get Paid!

Once you have your cashback in your account that is in the Payable status, what you can do is cash out!

They have 5 payout options which is pretty nice:

  • PayPal
  • Direct Deposit
  • Amazon Gift Card
  • American Express® Reward Cards
  • Gap eGiftCards

Another nice perk is that there are no payout restrictions!

This is kind of unheard of: There is no minimum on how much you can payout and no minimum time frames to payout from.

So you can payout anytime you have any amounts in the payable status so shop on!




There are still more ways to earn on the TopCashback site so let’s get to that:

CASHOUT BONUS – You get a 3% Bonus if you choose to cashout with their gift card choices so that’s pretty neat and not common with other cashback sites.

ON THE GO APP – You can save even more money while on the go because they have an app you can install on your phone so you can earn from anywhere you go or get the coupons you need to save more in store.

COUPONS & OFFERS – You will be able to get coupons and more offers while on their site or app so you can save even more money.  They have access to the latest coupons and deals merchants are offering so you will get the latest and the codes should always work.

REFER A FRIEND – You can earn money from referring your friends to the site.  Under the “Refer a Friend” tab, you will find a link that you can share with others for them to sign up through.  You will earn currently $15 per sign up!  This amount can change anytime but you will earn whatever is offered at the time your referral signs up at.




I have to say that this TopCashback site is pretty darn good and very competitive with the cashback rates you get as well as other options discussed above.

The variety of cash out options plus the 3% bonus on gift card cash outs are not usually seen on other cashback sites.

As well, their no minimum payout plus no schedule to abide by is another added bonus that is not heard of on other similar sites.

Their biggest competitor is (full review here) and even Ebates is losing out members to TopCashback’s many benefits.

Check out this comparison chart below that I found on TopCashback’s site which clearer shows which program is more superior:

TopCashback vs Ebates


Sure there are complaints about TopCashback like not having some transactions tracked properly but this happens with all cash back sites as there are cookie restrictions on some personal computers/laptops or anti-virus or other type of security software that can prevent your transactions being tracked.

However, TopCashback has a great customer support system and will work with you on rectifying any shopping transactions that was not tracked properly and getting your issues resolved.

If you compare TopCashback site to any other cashback site, I think you will find the same conclusion as I do.




No, definitely this is not a scam.

TopCashback is totally legitimate and you will be safe using it for your cashback shopping ventures and I do recommend this site for the purpose of earning cashback on your purchases.

I say that because it’s not a method for making money online, you’ll always be in the red using this method as your cashback amounts will never be over the amount you spend.

You’ll always be at a negative number on your bottom line if you think you can make money with this.

Use TopCashback only to save money from your usual shopping you will do anyway, you’re not making more money than you spend there.

Don’t get the two confused.




If you are more interested in making money online, then you can check out my free guide which will detail out how to go about doing so:

Get My Free Ultimate Make Money Online Here Button


My guide will show you:

  • How making money online works
  • Which business model to use
  • Why it works
  • Where to get started for FREE
  • Where to get the best support
  • Where to get the best business tools to help you


What my guide won’t have:

  • Get rich quick schemes
  • Lies & BS
  • Little to no work
  • Scams

Building an online business takes real effort and real work.  If you’re willing to do that, then you can really build an online business that can generate a full time income for you to do whatever you want with.

My guide will show the the right path to go on and you will not find another source that can give you everything you need at one highly reputable, safe place to learn how to do this and one I use everyday.

I hope to show you what I’ve been doing and using to make money online.



If you have any questions or thoughts regarding whether TopCashback is a scam or anything else, please do not hesitate to leave me a comment below. I always reply to my readers! 🙂


Let’s make money online!

Grace's Signature

2 Responses to Is TopCashback A Scam Or Will You Really Get Cash Back?

  1. Sofia October 12, 2017 at 7:18 am #

    hi, thanks for your review, good info here, learned a lot.

    • Grace October 12, 2017 at 6:03 pm #

      You’re so welcome Sofia, glad I can help. 🙂


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