Is 12 Minute Payday a Scam? My 2017 Review Reveals The Truth!

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is 12 Minute Payday a scamHere we have another one of those sales videos that sells the dream of making thousands of dollars in just 12 minutes.  Really?  Could 12 Minute Payday be my answer to financial freedom?

Nope.  12 Minute Payday is another scam that just funnels into another program that’s really not good for anyone trying to make money online.

This 12 Minute Payday program has been around since 2014 and it used to be $9 and had actual training but now, it’s just a sales front to a program much more expensive.

In my 12 Minute Payday review, I will show you:



If you don’t want to waste anymore time on scams,
see My #1 Recommended Way of Making Money Online:

Get My Free Ultimate Make Money Online Here Button




12 Minute Payday logo


Product Name: 12 Minute Payday


Price: $98 + massive upsells

Owner: Justin James

Recommended? NO.

If you’re new to looking for or still searching for a way to make money online, you have to stop looking at products like 12 Minute Payday.

Products that promises to make you thousands of dollars very quick and with little to no work.

There is no magic system to making money online folks.  It just takes sound training, good business tools and a great support system (read my free guide to find out more).


12 Minute Payday Sales Video


You will not find that at 12 Minute Payday because they are literally out to get you and will take as much money out of you as possible because I know the real system behind this.

12 Minute Payday is a sales funnel to deceive you into buying something else, well, at least their checkout page will show you the real program MOBE since the logo is there but the product you’re buying still doesn’t say 12 Minute Payday, it says My Internet Success Coach.


12 Minute Payday Real Product Unveiled


This only means to me that 12 Minute Payday has been a front for many programs and they can’t even keep track of what’s what.

Other sales funnel like the one I just reviewed, Rookie Profit System, don’t even do that and people are completely blind to what they are buying into.

Products like 12 Minute Payday will not teach you anything you need to know to really make money online and I show you why in the next section.




The system behind 12 Minute Payday is geared at one thing, getting you to upgrade to the membership levels in order to make those thousands of dollars.

MOBE which stands for My Online Business Education is a MLM company that gets their members to sell to other people to do the same thing.

They give you done-for-you websites and all you need to do is drive traffic to it, but guess what, that’s the hard part and could be expensive because they don’t teach you how to drive free organic search traffic.

Done-for-you sites won’t ever get ranked by Google because it’s not a dynamic site and doesn’t add value to anyone, so no one will find it on the internet.

Therefore you will have to spend lots of money to promote these done-for-you pages to get leads so that’s only the beginning part of your spending.

Then you have to buy-in to their membership levels before you can make money from it.

Paying for the right to promote type of affiliate programs are not good ones to join, and I never join these since most affiliate programs are (and should be) FREE to join.

MOBE’s membership levels are not cheap, they cost thousands of dollars:

  • Silver – $2,497 + $27/month
  • Gold – $4,997 + $64/month
  • Titanium – $9,997 + $121/month
  • Platinum – $16,667 +$198/month
  • Diamond – $29,997 + $297/month

You also have to buy in at all levels if you want the top dollars at the Diamond level so you’re look at an almost $65K investment!

No, thank you.

Especially for beginners, you will not be making this money back because no one will be crazy enough to buy these from you.

Everything about this program is expensive and you will not learn how to actually build a proper affiliate marketing business that generates it’s own targeted free traffic.

You will have a coach to help you but all they are going to do is encourage you to upgrade and show you how you can pay for those ridiculous membership fees (which is to get you into huge debts!).

When you upgrade, someone makes a commission, so that is why they want you to upgrade, not for your benefit.


12 Minute Payday Disclaimer


This system MOBE or 12 Minute Payday will not make you money.  Even their income disclaimer tells you so:

The typical purchaser does not make any money using this system. 12 Minute Payday does not guarantee income or success, and examples shown in this presentation do not represent an indication of future success or earnings.


But that doesn’t stop them to tell you in the sales video that they guarantee that you’ll make money: LIES.

Don’t fall for easy money on the internet, there’s no such thing.

Affiliate marketing is a great business model and I use it myself everyday to make money online but these guys are teaching you the wrong way to use it.

Learn the real path to making money online, you can learn here for free.




The 12 Minute Payday is a scam since on their sales page we are supposed to get the system of 12 Minute Payday, not be switched around and get ourselves into the horrible MOBE system.

You don’t buy a “Porsche” and actually get a “Hyundai”.

Deceitful programs are scams, as well as programs that lie are scams.

The MOBE program itself is not a scam but highly do NOT recommend it for beginners because they are not teaching you the right way to earn money online, as well you can get yourself into a lot of debt that you’ll be paying off for years.

I also don’t like the fact that they are saying this system is free – FAR from it as I’ve revealed above.

So many hidden costs that your head will spin!

I hope you can see that this is not a good program to join, let me show you something better.




If you want to learn the right way to making money online, there is a no scam path to do it!

But, it takes real work and you will not get rich overnight (because that doesn’t exist!).

You can learn how to build an online business from the ground up and learn how the process works.

Making money online is definitely a real thing, many people make a full time income with it, and you can learn it from the place I use everyday.

I found it in September 2016 and I haven’t left since!

It’s been helping me create an online income I can depend on and you can do the same in this safe environment.

I have documented everything I know in my free guide to making money online here:

Get My Free Ultimate Make Money Online Here Button


The best part is that I also found a community of people that I can lean on for help and ask questions to when I have them.

When you learn something new, it’s best to find a great support system and this place has it.  I also offer my personal help to you as well and I show you how you can find me there in my guide.

You can finally stop your search, stop getting scammed, and stop spending on false hopes & lies.

You will have all you need to build a successful business and the business tools to aid you in that process.

I hope you will make the right decision and learn from me.



If you have any questions or thoughts regarding whether 12 Minute Payday is a scam or anything else, please do not hesitate to leave me a comment below. I always reply to my readers! 🙂


Let’s make money online!

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4 thoughts on “Is 12 Minute Payday a Scam? My 2017 Review Reveals The Truth!”

  1. I almost got scammed into this MOBE which I’ve heard about but never wanted to join because of their high ticket products. Thanks for your review.


    • Hi Scott, very glad you got to read my review before buying into this product. If you want a less riskier way to make money online, please take a look at my free guide and I’ll show you a much better way to build an online business.

  2. Glad I found your review first because I didn’t want to join MOBE since I had heard similar stories about people going into huge debts.

    Thanks for your insight.


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