How To Earn Money Online Without An Investment – With or Without a Website

This post may contain affiliate links for more info visit my disclosure page.

Zero Dollar | Work Anywhere NowEverybody loves FREE, right?  Well, there’s no better way to make money than to do it for free!  Today, I will teach you just how to earn money online without an investment.  Not a dollar to try, nothing… and no credit cards needed!  Bonus, right?

I will teach you that it’s possible to make money online without paying a dollar because I’ve done so and it’s through two ways:

  1. Affiliate Marketing with a website
  2. Affiliate Marketing without a website

But either way you choose, you’ll need a website.  HUH?!

If you’re confused, just hear me out:  You need a website because most of the time when you sign up with affiliate networks like Amazon Associates, Commission Junction, etc, they usually require you to have a website.  Affiliate networks are sites that lists many companies that offer their products or services for you to promote.  Affiliate marketing is the promotion of other people’s products through your own marketing efforts and when someone buys those products or services through your affiliate links, then you earn a commission, for more details on this read this post here.

Let’s jump right in to learn how to do the first option!




Step 1:

The first thing you’ll need is a website so you must pick a niche for your website, what is your website going to be about?  What do you want to promote?

To find the best niche, follow this post HERE.


Step 2:

So where do you sign up for a website that is for FREE?  Right here below:

When you sign up with Wealthy Affiliate as a Starter Member, you can have TWO FREE websites using the sub-domains, meaning your website will have an URL that looks like this:  If you just need a website and don’t want to pay for it, this is best bet as your hosting of these sites are free as well.

You know what else is FREE when you join Wealthy Affiliate?  Training and an affiliate program!  So if you want to earn money online without an investment using this option, you’ll want to use this training as well so you can learn how to build out your website properly and earn money using affiliate marketing on it.


Step 3:

Once you have your website, what do you do?

Next, you build it.  You write and you write about the products you promote providing lots of quality, helpful content to your audience.  This will create free traffic for your website in about three to six months by using SEO in your posts.

This means using great keywords: those that have more than 50 searches on Google a month and a low QSR of below 100.  Where can you find keyword searches using these parameters?  Inside Wealthy Affiliate, there’s a keyword tool that’s included, or you can also try for free as well!  QSR means how competitive that keyword is, not competitive as in how much it costs for that keyword but how many sites that use that keyword phrase.

When you write your posts, you will need affiliate links.  Affiliate links track people going from your website to the website where they will buy something.  If they buy something, you’ll earn a commission.  You get these affiliate links from the affiliate programs you join.

For example, if you join Wealthy Affiliate, you automatically have an affiliate program to promote, by promoting Wealthy Affiliate itself.  In the image below, you can see that I can grab my affiliate link that’s circled in red and put it in this post like HERE.  When you click on it and join, I will get credit for that referral and if you upgrade to a Premium membership, then I’ll get paid.

Wealthy Affiliate: Affiliate Links | Work Anywhere Now

Remember, a FREE Starter membership is available to everyone and you do NOT have to upgrade to a Premium membership in order to earn money from the affiliate program.  However, you do want the people who you refer to Wealthy Affiliate to upgrade to Premium because that’s when you start making money!


Step 4:

How much can you earn?  If you see the image below, in the text below the blue boxes a Starter member can earn $4 for the first month their referral goes Premium and then $11.50 monthly after that, and if they go yearly, you get $87.50 in annual commissions.

Wealthy Affiliate: How Much Can You Earn? | Work Anywhere Now

The commissions in the blue boxes above are earned by people who are Premium members: $8 for the first month, then $23.50/mo thereafter, and $175 if your referral goes annually.  Therefore, you can earn double the commissions as a Premium member, sign up HERE to earn more.

Here’s a projection of how much you can earn if you start to get a lot of traffic coming to your website:

Wealthy Affiliate: How Much Can You Earn? | Work Anywhere Now

So even if you only get 2 referrals a day and conversion rate is 12% (which is high in the industry) with a retention rate of 6 months, you can earn more than $1,000/month as a Premium member or $500/month as a Starter member, and as a Starter member, you still haven’t paid a penny to start this business!



Every affiliate program offers affiliate links for the products or services you want to promote but each program differ in how much you can earn, so you must read about each program before you sign up.

Cycle of Affiliate Marketing | Work Anywhere NowThe key to having an affiliate marketing business with a website is writing: the more posts you write, the better it is for your website to rank, the more commissions you can make.  This is definitely a long term solution to making a passive income and you can start this with no investment!  If you want to learn more about Wealthy Affiliate and see why it’s worth it, read this post HERE.

Another way to attract more people to your website is social media.  That’s just free marketing but it does take work because you have to connect with others and gain followers to get exposure.  Social media platforms like Twitter, Facebook, Pinterest, Google+ and Instagram can boost your traffic if you can build a presence there.




Now I have this as a second option because I don’t believe this is a long term solution to making money online but it’s sure a way to try to make money faster than the above option or in conjunction to it.

I learned this from a member at Wealthy Affiliate, just another benefit as the community there is big, helpful, and amazing!

Amazon's Today's Deals | Work Anywhere NowThe steps to this is option are easy:

  1. Sign up an affiliate program or do it my way and use Amazon Associates (you do need a website just to sign up though, so just get your free website above and then sign up).
  2. Go to Today’s Deals
  3. Get affiliate links for the products you want to promote
  4. Sign up for Facebook
  5. Find Facebook Groups in that niche for the products and join them
  6. Once you’ve joined, post a question asking the group if it’s a good deal

I did this in October and quickly earned $12.72 for a product I promoted and posted maybe 3 posts in total in the Facebook Groups.

Facebook Groups | Work Anywhere NowTips on how to work with Facebook Groups:

1)  Find groups in your niche that has over 10,000 members (the more the better) – you need traffic quickly because the deals are only good for that day.

2)  Read the group’s rules – usually it’s in a pinned post, you’ll have to see if you’re allowed to post affiliate links or not.

3)  Don’t sell directly to them, that’s usually not allowed and not as effective.   Instead, ask them if it’s a good deal or not.

One of the things I promoted was a starter kit for a craft machine and what I posted to the groups was “I’m new at this and was wondering if I’ll need all the things in this starter kit and since it’s a good deal on Amazon today, I want to get it if it is.”  I didn’t even get a lot of responses but people went to check it out => 152 clicks on my affiliate link and 2 bought!



You can do this with any affiliate product you want but make sure the product you are introducing to the Facebook Group is highly in demand or fixes a problem for people in that niche.  The more you can do this, the more people will click on your links.

You can also do this with other social media platforms like Pinterest, Instagram, or Twitter, these all allow links in your posts or in your bio.  However, I like using Facebook Groups because they are highly targeted for your niche, everyone in that group are totally interested in that particular special interest.

If you can build a following in the other social media platforms for a particular niche, then that will certainly work as well.  I’ve done this with my My Mickey Life Instagram account for the Disney niche.  It has a blog link on there now, but I’ve tried it with just an affiliate link from Amazon that was related to a post for a particular night and I got sales from it as well.




I’m sure there are many other ways you can earn money online without an investment, but these two ways above are a sure hit, reliable, and honest ways to making money online!  Especially if you want to create an online income passively, the first option is the best long term solution.  The second option is a good compliment to the first option as you build your website.

I hope you enjoyed this post!  If you do, please sign up for my newsletter HERE so you can receive my posts directly in your inbox and you won’t miss any. πŸ™‚


Let’s make money online!

Grace | Work Anywhere Now



12 thoughts on “How To Earn Money Online Without An Investment – With or Without a Website”

  1. Affiliate Marketing is one of the most profitable ways to make a living online, many people made lots of money with it πŸ˜€

    It’s great to be able to share your affiliate links without a website πŸ˜€

    What a coincidence I have just written a post kinda similar to this on my website lol πŸ˜€

    Thanks for sharing and have a good day πŸ˜€

    • Thanks so much Anis, appreciate you stopping by.

      Yes, I love affiliate marketing! It’s one of the best ways to earn a passive income online! Yes, you can promote your affiliate links without a website as well, but not the long term solution. πŸ™‚

      Looks like great minds think alike! πŸ˜‰

      Best to you!

  2. Easy-to-understand, straightforward and practical tips for those who are thinking about getting started with affiliate marketing. Keep up the good work, Grace!

    • Thank you Andrea, appreciate your kind words! Yes, it’s not that hard but it does require work to build your website to success! It just requires commitment and drive on your part, then just learn the steps to do it at Wealthy Affiliate! I sure love it there!

      Have a great day!

  3. Wow, this article was a great help for me. I never even imagined you could make money being an affiliate without a website. This has opened my eyes to new possibilities and I am eager to give it a try. Thank you for such a well written and helpful website. I will definitely be back for more great tips. Keep up the good work.


    • That’s so great to hear Patrick! I’m so glad this has helped you and hope that it will help others as well. You can definitely just use the affiliate links wherever you are allowed to so just make sure you you’ve read the rules wherever you are promoting your links.

      Thanks for stopping by!

  4. Hi Grace,
    Really interesting post! I can see how people would get quickly pulled into the second option – the “without a website” option, as it seems like a quick cash grab idea. But the “with a website” option sounds way more long term. More work for sure… but you can actually build a business that way. Great article!

    • Thanks so much Marlaine. I totally agree with you. The one with a website allows you to build a long term passive income, the way without a website is really just a compliment to the long term method. You cannot sustain a long term consistent passive income with just promoting your affiliate links everywhere.

      Best way is to blog about the affiliate products you love so others can learn about why they should buy or join something. πŸ™‚ This is the right way to do affiliate marketing in my books!

      Have a great day!

  5. I do agree. The 2 ways listed in your articles are a great and honest way to earn money in online business.
    I am curious about the one you don’t need a website to promote products. I would like to do that but I am not sure how to do it.
    You mention that we need a website when we sign in as an affiliate for a company. Does every company ask for a website?

    Thanks for sharing.

    • Hi Tove,

      Thanks for stopping by. Affiliate marketing is a sure way to earn an honest living online.

      I don’t think every single one asks for a website, but I’m pretty sure the majority of the affiliate programs do ask for it as that’s usually the primary source of your promotions. If you find any that doesn’t require a website, please list it in the comments here, I would love to know. πŸ™‚

      Wishing you lots of success,

  6. Ha Grace! I am going to make some money with my Facebook account this weekend! I will let you know about it!
    I read somewhere that someone made a lot of money by posting those links but back then I didn’t understand what was all about.

    That’s so cool. I will definitely try it since I already have my website and am an Amazon affiliate link πŸ™‚

    Wohoo thanks πŸ™‚



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